Putting You and Your Business First

We are passionate about offering more product options and service experiences to complement your business.  


Learn more here about insurance coverages that might reduce 

your risk in an ever changing world. 


IMPORTANT NOTE:  

All Coverages Are Important.  

Order Here Does NOT Dictate Importance.

Workers Compensation

We are trusted by more Owner/Operators across the nation and the largest partner of the NOIT Program.  Access to data allows us to partner with O/O's on Loss prevention and Claims Liaison services to partner long-term with the best insurance companies thus providing you the best long-term value. 


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Personal

Personal Excess

Personal Excess

Personal Excess

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Personal Home

Personal Excess

Personal Excess

Interest Form

Personal Auto

Personal Excess

Personal Auto

Interest Form

ACH/Wire Fraud

Provides limits for bank, ACH, or Wire related fraud/ theft


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Violence Coverage Enhancements

War, Terrorism, and Political Violence

An act of war by a country; politically-motivated riots; an area block from a bomb, EMP, etc.


Acts of war, terrorism and political violence can have a devastating impact on businesses.


LATEST NEWS and GET QUOTE(S) 

Armed Assailant

Coverage Included Automatically With Some Proposals - Check Your Proposal or Contact Your Agent


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Workplace Violence

 A workplace violence event is the perfect storm for revenue loss & liability - this coverage is limited or excluded from most other insurance policies. Weapons include any firearm, vehicle, device, instrument, material or substance. 


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Sexual Misconduct and Molestation Liability (SMML)

Sexual Misconduct and Molestation Liability (SMML)

 SMML (click to learn more) Insurance gives organizations protection against sexual misconduct and molestation claims. Policies commonly covers 3rd party allegations of sexual abuse, molestation, or mistreatment or maltreatment of a sexual nature. 


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Sexual Harassment

Sexual Misconduct and Molestation Liability (SMML)

Sexual Harassment

 In the event your EPLI excludes Sexual Harassment, this gives some sexual harassment coverages. Policies commonly covers allegations of sexual abuse, molestation, or mistreatment or maltreatment of a sexual nature. 


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Wind Deductible Buy-Down

Lower your named storm wind deductible for 1 or more restaurant locations with this product.


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EPLI and D&O

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI)

 Coverage for Sexual Harassment, Discrimination, and Much More.  If you have questions or want to learn more, click below.

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Directors & Officers (D&O)

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI)

 Directors and officers (D&O) liability insurance protects directors and officers in the event they are personally sued when managing a company. 


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Business Auto

Business Auto

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Trade Name Restoration (Food Bourne Illness)

Provides loss of business income as a result of a drop in sales related from a media-driven food borne illness event.


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Bonds

Besnard Insurance (Online Bond Form/Application)

OR

Dean Villella Agency (Online Bond Form/Application)

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

No, most of the coverage above are independent and can be bought direct from us as an accommodation to support your business and the brand/system.


Many coverages exist and are available beyond "Package" insurance.  The above are important to many restaurant business owners and each should be individually considered by your business.


No, all business have different priorities, risks, and risk tolerances.


POLICY REVIEW

Unsure of what you have and what gaps might be enhanced with one of more coverages here?  Simply click below to safely send us your policy(s) for review.

Submit My Policy(s)

Suggestion For Additional Coverage/Product Options?

Many of our products came from your suggestions. Submit your ideas below so we can consider putting together even more options in the future

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OWNER/OPERATOR INSURANCE and RISK MANAGEMENT SUPPORT

 Library of resources specific to restaurant Loss Prevention, Claims, and Related Support 

Download Mobile App

 National Loss Prevention is our initiative to provide resources to the whole system (not just our clients) to help better manage everyone's long-term insurance premiums.   

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 Owner/Operators one location for business support for current Natural Disaster events impacting the systems restaurants. 

Latest Support

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