Coverages To Consider

Coverages To ConsiderCoverages To ConsiderCoverages To Consider

All restaurant businesses are unique and one size does not fit all.


Coverages To Consider

Coverages To ConsiderCoverages To ConsiderCoverages To Consider

All restaurant businesses are unique and one size does not fit all.


Putting You First

We are passionate about offering products and service experiences to complement your business.  This web site was created based on what we have been asked by you to offer in additional coverage options.   


Learn more here about insurance coverages that might reduce 

your risk in an ever changing world. 

Personal Excess

Provides insurance limits from 3-25 million for personal liability protection. 

Exclusive premiums to Owner/Operators.


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ACH/Wire Fraud

Provides limits for bank, ACH, or Wire related fraud/ theft


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Violence Coverage Enhancements

War, Terrorism, and Political Violence

War, Terrorism, and Political Violence

War, Terrorism, and Political Violence

An act of war by a country; politically-motivated riots; 

an area block from a bomb, EMP, etc.


Acts of war, terrorism and political violence can have a devastating impact on businesses.


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Malicious Attack and Active Shooter

War, Terrorism, and Political Violence

War, Terrorism, and Political Violence

Coverage Included Automatically With Some Proposals - Check Your Proposal or Contact Your Agent


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Deadly Weapon Protection Liability Insurance

Deadly Weapon Protection Liability Insurance

Deadly Weapon Protection Liability Insurance

 Incidents that include assault with a deadly weapon can have devastating repercussions for victims. These can result in expensive claims, negative press coverage, and damaged reputations. 


Coverage Included Automatically With Some Proposals - Check Your Proposal or Contact Your Agent

Workplace Violence

Deadly Weapon Protection Liability Insurance

Deadly Weapon Protection Liability Insurance

 A workplace violence event is the perfect storm for revenue loss & liability - this coverage is limited or excluded from most other insurance policies. Weapons include any firearm, vehicle, device, instrument, material or substance. 


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Wind Deductible Buy-Down

Lower your named storm wind deductible for 1 or more restaurant locations with this product.


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EPLI and D&O

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI)

 If you have questions or want to learn more, click below.

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Directors & Officers (D&O)

Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI)

 Directors and officers (D&O) liability insurance protects directors and officers in the event they are personally sued when managing a company. 


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Business Auto

Business Auto

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Trade Name Restoration (Food Bourne Illness)

Provides loss of business income as a result of a drop in sales related from a media-driven food borne illness event.


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Bonds

APPLICATION

Workers Compensation

We are trusted by more Owner/Operators across the nation.  Unparalleled loss prevention and claims services allows us to partner long-term with the best insurance companies thus providing you the best long-term value. 


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Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

No, most of the coverage above are independent and can be bought direct from us as an accommodation to support your business and the brand/system.


Many coverages exist and are available beyond "Package" insurance.  The above are important to many restaurant business owners and should be individually considered by your business.


No, all business have different priorities, risks, and risk tolerances.


POLICY REVIEW

Unsure of what you have and what gaps might be enhanced with one of more coverages here?  Simply click below to safely send us your policy(s) for review.

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Suggestion For Additional Coverage/Product Options?

Many of our products came from your suggestions. Submit your ideas below so we can consider putting together even more options in the future

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